|Theft The policy covers loss of your bike/e-bike through theft, robbery, and burglary.||✅||✅|
|Parts theft The theft of parts essential to its function is covered. Additional accessories (E,g. lock) are also covered if stolen along with the rest of the bike.||✅||✅|
|Vandalism The insurance covers damage and destruction by unknown third parties.||×||✅|
|Damage Costs of repairs resulting from accidents, falls, production errors, electronic damage and some others will be reimbursed.||×||✅|
|Wear Damage due to wear and tear on the bike is insured, including brakes and tires. Even rechargeable batteries, if the performance capacity is permanently undercut by 50%.||×||✅|
|Battery protection When you insure an e-bike, the battery is insured against theft, in addition to damage, electronic damage and wear and tear in the premium cover.||Only theft||✅|
You need a lock of at least €29 for bikes under €1000, or at least €49 for bikes over €1000.
The bike's frame number and the invoice/receipt must be on file with your policy.
Everyone over 18 years old with a place of residence in Germany can be insured.