Disputes arise when we expect them least, and legal bills can be costly. Legal insurance protects you in most areas of your personal and professional life.
Feel empowered to seek justice with legal action and secure if a legal case is brought against you.
Need advice or the opinion of a legal expert? Whenever an issue arises, book a call with a lawyer through your Feather account.
Protection against matters related to your private life. E.g. Purchase contracts, phone provider overcharging your payments or accident in your friend's garden.
Legal protection for unjustified parking fines or accusations, deciding who is at fault for an accident, and hit-and-run cases where you're the victim.
Disputes that arise as a tenant or homeowner about rental contracts, rent increases, property management or noise complaints.
Disputes related to your employment. E.g. unlawful actions from the employer, unjust termination, ban on vacation or no right for take out sick leave.
If no consultations or claims were made
With five-year of exclusion period
per legal case
per legal case
E.g. stocks, securities, cryptocurrencies
e.g. superannuation
per legal case
per calendar year
per calendar year
A waiting period is the amount of time you must wait starting from the commencement date until some or all of your coverage comes into effect.
This time will vary based on the policy chosen and the area of law your matter pertains to. The standard waiting period for legal insurance is 3 to 6 months.
A deductible is the amount you have to pay once for every insured legal claim.
This deductible only applies for insured legal matter, so the inital phone consultations are always free.
The deductible usually starts at €300, but might be lower if you held legal insurance in Germany in the past 5 years. After the first claim is paid out, the deductible increases to €500, and reduces by €100 every claim-free insurance year. If your claim can be solved below €250 no deductible has to be paid.
A spouse, registered partner or life partner that lives at the same address as you will be covered for €5 per month.
Children under 18 and children without permanent employment are generally automatically included.
Any parent that’s over 65, unemployed and living at the same address as you can be added to your policy for free.