Expat health insurance in the Czech Republic

Yes. If you are a non-EU national staying longer than 90 days, you usually need private health insurance unless you are already enrolled in Czech public health insurance (for example through employment).

This plan is designed to meet the official health insurance requirements for Czech long-term visas and residence permits and provides clear documentation commonly reviewed by the Ministry of the Interior (MOI).

Yes. For long-term visas and residence permits, applicants must usually show commercial health insurance that meets specific government requirements, including coverage scope and limits.

Yes. Many people need private insurance before employment officially begins, as public health insurance only starts once you are registered through your employer.

You can download your insurance certificate and policy documents immediately after signing up.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes. Self-employed individuals, freelancers, and Digital Nomad applicants usually cannot rely on Czech public healthcare and need private insurance for their visa or residence permit.

In most cases, yes. Digital Nomad Program participants are not considered Czech employees and are typically required to hold private, visa-compliant health insurance for the duration of their stay.

Yes. Non-EU students staying longer than 90 days usually need private health insurance that meets Czech visa requirements, unless a specific public insurance entitlement applies.

Yes. Embassies and the Ministry of the Interior typically review coverage limits, dates, wording, and insurer details. Clear and complete documents help avoid resubmission requests.

Yes. For this expat health insurance, there is a 31-day waiting period with reduced coverage. Life-threatening medical conditions are still covered during this period.

In some cases, the waiting period can be waived. You can find more information about this in our FAQ or by speaking with our team. Please note that this insurance only covers new medical conditions that start after the policy has begun.