Health insurance for Spain's non-lucrative visa

Yes, this policy meets the legal requirements for getting your visa or residence permit in Spain and qualifies as your proof of health insurance:

- Insurance company registered in Spain (DGSFP) (Code L1497)

- Unlimited medical coverage comparable to the public health system in Spain

- No copayments or deductibles

- No waiting periods

- Medical repatriation and repatriation of mortal remains.

Almost immediately. We’ll make sure you can get covered as fast as possible usually within two working days. After you have been approved you will receive all insurance documents by email.

Yes, if you are looking to move to Spain or if you’ve recently relocated to Spain and are looking for your first health insurance plan, you're eligible for expat health insurance.

Expat health insurance is an excellent option if you're a freelancer or digital nomad. Expat insurance provides emergency and accidental coverage in addition to any illness you might develop.

If you’ve been publicly insured in the EU within the last three months, you can get on public insurance after moving to Spain. You can speak to one of our experts to find the best option.

Yes, Expat insurance is specifically meant for foreigners and is a good option for people who want to get insured quickly to get their first visa or temporary residence permit because it's affordable health insurance coverage that you can sign up for entirely in English.

However, it's not a long-term solution. After staying in Spain for a few years we recommend switching to a local health insurance option. If you would like to switch to a local plan you can speak to one of our experts for a recommendation.

Expat health insurance can be used for up to five years.

With Expat Insurance, there is no waiting period. However, a standard 31-day waiting period may apply. This is waived if you start your policy within 31 days of arriving in Spain and provide proof of arrival, or if you had prior insurance with equal or better coverage and no gap between policies. In emergencies, like accidents or sudden serious illnesses, the waiting period is also waived, and treatment is covered immediately.

Yes, with expat health insurance you'll have to pay upfront and submit photos of all the bills or receipts to get reimbursed. We can help you get reimbursed quickly.

Yes, expat insurance covers €500 for dental treatment to relief you from pain. Tooth replacement after an accident is also covered up to €500 per year. plans will cover some dental treatments for pain relief like simple fillings.

See our FAQ page for more answers.