Private health insurance in Spain

Health insurance for long-term residents with top-rated, English support.

Person sitting on a couch at home, smiling and holding keys in their fingers. The tag reads "Key replaced"

What is private health insurance?

Private health insurance is an alternative to the public healthcare system for long-term expats that offers shorter waiting times and access to private hospitals and doctors. All without copays and unlimited, worldwide coverage.

Doctor in scrubs filling in medical papers.

Immediate, unlimited access to top specialists

  • Spain’s largest medical network, with free choice of doctors and faster appointments than the public system.
  • Unlimited specialist consultations — including diagnostics and stays in leading hospitals.
A private hospital room with a bed and medical equipment.

Extensive worldwide coverage

  • Medical care abroad, including surgeries, hospitalisation and urgent medication shipment.
  • Emergency support, including repatriation, accommodation, companion travel, and cash advances.
  • Visa assistance, local language interpreters, and luggage location.
Dentist wearing a mask, working. Overlayed graphic reads "stiftung warentest finanztest Sehr gut (1,1) Mehr Zahn 90".

Dental, vision, assisted reproduction — and more

  • Free dental consultations, X-rays, extractions and cleanings.
  • Discounted rates for eye surgery, fertility care and other elective treatments.

Ready for comprehensive coverage?

You can get a quote in minutes and start customizing your coverage.

A sick person having a telemedicine video call with her doctor.

Additional benefits included

Hospital

Private hospital room

Have a more comfortable stay in a private room, with space for your companions.

Headphones

24/7 telemedicine

Get quick access to medical support in English — via phone, chat, or video.

House

Home assistance

Home visits by doctors and nurses if needed.

Woman working at home at her desk, in front of computer with her daughter standing by her side. The tags read "Income: €80.000" and "1 child".

Good to know

Languages

Medical care in English

Access healthcare without language barriers, with 24/7 English-speaking support, emergency services, and a full network of doctors and GPs you can understand.

Coin stack

Prices that don’t increase with use

Your premiums stay predictable and won’t go up because you need more care. Any increases are gradual and age-based, stopping at 70 — after that, only small adjustments apply.

Calendar

A policy that’s never cancelled

We won’t cancel your policy because of your health or treatment costs. Once you’re in, you can rely on it for the long term.

How to use private health insurance?

ID card

Show your insurance card

At the doctor's office, use the digital insurance card you can find in your account.

A shield icon within a circle with a number 2 at the top left corner

Get treated right away

Get the care you need, with no paperwork or upfront payments.

Infographic showing two insurance types: private health and expat insurance

Not sure? Compare with Expat health

Choosing health insurance in Spain can be confusing, especially for expats. We make it simple with two options:

Shield with a checkmark

Expat health

Designed for newcomers needing coverage for their visa/residency permit and first years in Spain.

Shield with a checkmark

Private health

Ideal for expats already living in Spain looking for long-term coverage.

Why Feather?

Users

100,000+

Delighted customers

Euro coin

82,000+

Claims processed

Care

+4.8 Star rating

Out of +1,900 reviews

Padlock

Data security

Simple insurance doesn't mean it shouldn't be safe

Server

Servers in the EU

User data is processed in our app and isn't being accessed by third parties

File

GDPR compliant

Feather only collects and stores necessary data according to Europe's data privacy laws

Ready for comprehensive coverage?

You can get a quote in minutes and start customizing your coverage.

Frequently asked questions