Disability insurance provides financial assistance to employees who are unable to work. The public system in Germany only offers very basic cover in this situation, so many employers choose to top this up.
Offering disability insurance can increase both employee loyalty and retention, and is great value in particular for higher income desk job employees.
If your employees are unable to work due to a disability, this insurance pays the lost income. The most common disabilities are mental illnesses like burnout or coordination impairments like chronic back pain.
There are no out of pocket costs for your employees! They'll also have full access to our support team should they have questions about the policy or the other insurance products we offer.
Onboarding of existing and new employees is handled quickly online. Employees have access to a personalised Feather account, where they can view policy details and more.
If you currently have any debt or a mortgage, disability insurance will compensate for any lost income and allow you to meet monthly repayments for these financial obligations.
If you depend on your current income, insurance will jump in to provide you with a higher income than unemployment would (which some people might not even be entitled to).
If you’re paying for the education of your child or partner, having a safety net in case of a potential disability would provide the necessary finances to continue.
If you’re used to going on vacation, going out to eat, going to the movies, or doing other things that require your current income, disability insurance will help you keep this standard of living.